CHANDAULI, UTTAR PRADESH
IFSC Code
UTKS0001708
MICR Code
232762055
Branch
MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR
Bank
Utkarsh Small Finance Bank
District
MUGHALSARAI
State
UTTAR PRADESH
Contact
Not available
Address
HOUSE NO.908 539 AARAZI NO.147 MAUZA CHANDHASI NEAR SBI BANK PANDIT DIN DAYAL UPADHYAY NAGAR MUGHALSARAI DISTRICT CHANDAULI UTTAR PRADESH PINCODE 232101
NEFT (National Electronic Funds Transfer) lets you send money to any account at Utkarsh Small Finance Bank's MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.
For amounts of ₹2 lakh or more sent to an account at Utkarsh Small Finance Bank, MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.
IMPS (Immediate Payment Service) is the fastest of the three — funds move to MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.
A distinction that matters if you're transferring to MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Utkarsh Small Finance Bank's MUGHALSARAI PT. DEEN DAYAL UPADHYAYA NAGAR branch in CHANDAULI, MUGHALSARAI, UTTAR PRADESH is UTKS0001708. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 232762055. MICR codes are used for cheque clearing, while the IFSC code (UTKS0001708) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: HOUSE NO.908 539 AARAZI NO.147 MAUZA CHANDHASI NEAR SBI BANK PANDIT DIN DAYAL UPADHYAY NAGAR MUGHALSARAI DISTRICT CHANDAULI UTTAR PRADESH PINCODE 232101. It falls under MUGHALSARAI district, UTTAR PRADESH.
Yes — the same IFSC code (UTKS0001708) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
A direct contact number isn't listed for this branch in our records. Your best options are Utkarsh Small Finance Bank's national customer care line or the nearest branch locator on the bank's official website.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.