Unity Small finance Bank Limited — SECTOR TWENTY SEVEN C

CHANDIGARH, PUNJAB

IFSC Code

UNBA0000622

MICR Code

Not available

Branch

SECTOR TWENTY SEVEN C

Bank

Unity Small finance Bank Limited

District

CHANDIGARH

State

PUNJAB

Contact

+918968628210

Address

GROUND & FIRST FLOOR , SCO 03, SECTOR 27C, CHANDIGARH-160047

Get Directions to This Branch

Using IFSC UNBA0000622 for money transfers

NEFT (National Electronic Funds Transfer) lets you send money to any account at Unity Small finance Bank Limited's SECTOR TWENTY SEVEN C branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.

For amounts of ₹2 lakh or more sent to an account at Unity Small finance Bank Limited, SECTOR TWENTY SEVEN C, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.

IMPS (Immediate Payment Service) is the fastest of the three — funds move to SECTOR TWENTY SEVEN C within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SECTOR TWENTY SEVEN C: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SECTOR TWENTY SEVEN C In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Unity Small finance Bank Limited branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code UNBA0000622 when prompted — this routes the transfer to SECTOR TWENTY SEVEN C specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Unity Small finance Bank Limited SECTOR TWENTY SEVEN C branch?

The IFSC code for Unity Small finance Bank Limited's SECTOR TWENTY SEVEN C branch in CHANDIGARH, PUNJAB is UNBA0000622. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (UNBA0000622).

Where is the SECTOR TWENTY SEVEN C branch of Unity Small finance Bank Limited located?

This branch is located at: GROUND & FIRST FLOOR , SCO 03, SECTOR 27C, CHANDIGARH-160047. It falls under CHANDIGARH district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (UNBA0000622) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918968628210.

Other Unity Small finance Bank Limited branches in CHANDIGARH

CHANDIGARH SECTOR SEVENCHANDIGARH SECTOR TWENTY TWOMANIMAJRA

Unity Small finance Bank Limited in other districts of PUNJAB

AMRITSAR (2)LUDHIANA (2)MOHALI (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.