Union Bank of India — JORASANKO

KOLKATA, WEST BENGAL

IFSC Code

UBIN0536105

MICR Code

700026011

Branch

JORASANKO

Bank

Union Bank of India

District

KOLKATTA

State

WEST BENGAL

Contact

22197080

Address

UNION BANK OF INDIA, JORASANKO - KOLKATA, 232, CHITTARANJAN AVENUE, MOTI SADAN,, JORASANKO, KOLKATA, WEST BENGAL,, PIN - 700 006.

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Using IFSC UBIN0536105 for money transfers

NEFT transfers to JORASANKO, one of Union Bank of India's branches in KOLKATTA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches JORASANKO almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to JORASANKO clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to JORASANKO: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting JORASANKO In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at JORASANKO:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code UBIN0536105 when prompted — this routes the transfer to JORASANKO specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Union Bank of India JORASANKO branch?

The IFSC code for Union Bank of India's JORASANKO branch in KOLKATA, KOLKATTA, WEST BENGAL is UBIN0536105. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 700026011. MICR codes are used for cheque clearing, while the IFSC code (UBIN0536105) is what's needed for electronic transfers like NEFT and RTGS.

Where is the JORASANKO branch of Union Bank of India located?

This branch is located at: UNION BANK OF INDIA, JORASANKO - KOLKATA, 232, CHITTARANJAN AVENUE, MOTI SADAN,, JORASANKO, KOLKATA, WEST BENGAL,, PIN - 700 006.. It falls under KOLKATTA district, WEST BENGAL.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (UBIN0536105) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is 22197080.

Other Union Bank of India branches in KOLKATTA

GARIARETAIL ASSET BRANCH KOLKATASANTOSHPUR SURVEY PARKSONARPURTOLLYGUNGE KARUNAMOYEE

Union Bank of India in other districts of WEST BENGAL

KOLKATA (103)SILIGURI (14)DURGAPUR (11)HOWRAH (11)ASANSOL (5)BURDWAN (5)COOCHBEHAR (4)PURULIA (4)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.