JALANDHAR, PUNJAB
IFSC Code
UCBA0000825
MICR Code
144028006
Branch
JULLUNDUR INDUSTRIAL AREA
Bank
UCO Bank
District
JALANDHAR
State
PUNJAB
Contact
+911812290253
Address
S 102, INDUSTRIAL AREA JALANDHAR CITY ,JALANDHAR ,PUNJAB PIN 144004
To move funds into an account held at JULLUNDUR INDUSTRIAL AREA (UCO Bank) using NEFT, the sender's bank needs this branch's IFSC code — UCBA0000825. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to JULLUNDUR INDUSTRIAL AREA in JALANDHAR, since each transfer is settled individually and immediately rather than bundled with others.
Need money at UCO Bank, JULLUNDUR INDUSTRIAL AREA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to JULLUNDUR INDUSTRIAL AREA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting JULLUNDUR INDUSTRIAL AREA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for UCO Bank's JULLUNDUR INDUSTRIAL AREA branch in JALANDHAR, PUNJAB is UCBA0000825. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 144028006. MICR codes are used for cheque clearing, while the IFSC code (UCBA0000825) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: S 102, INDUSTRIAL AREA JALANDHAR CITY ,JALANDHAR ,PUNJAB PIN 144004. It falls under JALANDHAR district, PUNJAB.
Yes — the same IFSC code (UCBA0000825) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +911812290253.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.