UCO Bank — GUNUPUR

RAYAGADA, ODISHA

IFSC Code

UCBA0003616

MICR Code

765028003

Branch

GUNUPUR

Bank

UCO Bank

District

GUNUPUR

State

ODISHA

Contact

+916742620407

Address

UCO BANK ,GUNUPUR BRANCH ,MARATHIGUDA, OPPOSITE TO BLOCK OFFICE AT AND PO GUNUPUR , ODISHA , PIN 765022

Get Directions to This Branch

Using IFSC UCBA0003616 for money transfers

To move funds into an account held at GUNUPUR (UCO Bank) using NEFT, the sender's bank needs this branch's IFSC code — UCBA0003616. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to GUNUPUR in RAYAGADA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at UCO Bank, GUNUPUR right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to GUNUPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting GUNUPUR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at GUNUPUR:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code UCBA0003616 when prompted — this routes the transfer to GUNUPUR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the UCO Bank GUNUPUR branch?

The IFSC code for UCO Bank's GUNUPUR branch in RAYAGADA, GUNUPUR, ODISHA is UCBA0003616. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 765028003. MICR codes are used for cheque clearing, while the IFSC code (UCBA0003616) is what's needed for electronic transfers like NEFT and RTGS.

Where is the GUNUPUR branch of UCO Bank located?

This branch is located at: UCO BANK ,GUNUPUR BRANCH ,MARATHIGUDA, OPPOSITE TO BLOCK OFFICE AT AND PO GUNUPUR , ODISHA , PIN 765022. It falls under GUNUPUR district, ODISHA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (UCBA0003616) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +916742620407.

UCO Bank in other districts of ODISHA

CUTTACK (24)BHUBANESWAR (13)BALASORE (10)BHUBANESHWAR (8)BHADRAK (7)KHURDA (6)NAYAGARH (5)ROURKELA (5)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.