UCO Bank — BAROTIWALA

BAROTIWALA, HIMACHAL PRADESH

IFSC Code

UCBA0000654

MICR Code

160028007

Branch

BAROTIWALA

Bank

UCO Bank

District

BAROTIWALA

State

HIMACHAL PRADESH

Contact

+911792255129

Address

PO BAROTIWALA DIST SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 174103

Get Directions to This Branch

Using IFSC UCBA0000654 for money transfers

NEFT transfers to BAROTIWALA, one of UCO Bank's branches in BAROTIWALA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches BAROTIWALA almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to BAROTIWALA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to BAROTIWALA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting BAROTIWALA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at BAROTIWALA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code UCBA0000654 when prompted — this routes the transfer to BAROTIWALA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the UCO Bank BAROTIWALA branch?

The IFSC code for UCO Bank's BAROTIWALA branch in BAROTIWALA, HIMACHAL PRADESH is UCBA0000654. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 160028007. MICR codes are used for cheque clearing, while the IFSC code (UCBA0000654) is what's needed for electronic transfers like NEFT and RTGS.

Where is the BAROTIWALA branch of UCO Bank located?

This branch is located at: PO BAROTIWALA DIST SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 174103. It falls under BAROTIWALA district, HIMACHAL PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (UCBA0000654) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +911792255129.

UCO Bank in other districts of HIMACHAL PRADESH

SHIMLA (9)SIMLA (8)SOLAN (7)BILASPUR (4)ARKI (3)CHOPAL (2)DEOTHI (2)DHARAMSALA (2)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.