GARHWAL, UTTARAKHAND
IFSC Code
SBIN0012254
MICR Code
Not available
Branch
RBO KOTDWARA
Bank
State Bank of India
District
KOTDWARA
State
UTTARAKHAND
Contact
Not available
Address
RBO KOTDWARA,DEVI ROAD,KOTDWARA,DISTKOTDWARA 246149
To move funds into an account held at RBO KOTDWARA (State Bank of India) using NEFT, the sender's bank needs this branch's IFSC code — SBIN0012254. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to RBO KOTDWARA in GARHWAL, since each transfer is settled individually and immediately rather than bundled with others.
Need money at State Bank of India, RBO KOTDWARA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to RBO KOTDWARA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting RBO KOTDWARA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for State Bank of India's RBO KOTDWARA branch in GARHWAL, KOTDWARA, UTTARAKHAND is SBIN0012254. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (SBIN0012254).
This branch is located at: RBO KOTDWARA,DEVI ROAD,KOTDWARA,DISTKOTDWARA 246149. It falls under KOTDWARA district, UTTARAKHAND.
Yes — the same IFSC code (SBIN0012254) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
A direct contact number isn't listed for this branch in our records. Your best options are State Bank of India's national customer care line or the nearest branch locator on the bank's official website.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.