State Bank of India — GURDASPUR

GURDASPUR, PUNJAB

IFSC Code

SBIN0000644

MICR Code

143002202

Branch

GURDASPUR

Bank

State Bank of India

District

GURDASPUR

State

PUNJAB

Contact

Not available

Address

TIBRI RD., GURDASPUR

Get Directions to This Branch

Using IFSC SBIN0000644 for money transfers

To move funds into an account held at GURDASPUR (State Bank of India) using NEFT, the sender's bank needs this branch's IFSC code — SBIN0000644. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to GURDASPUR in GURDASPUR, since each transfer is settled individually and immediately rather than bundled with others.

Need money at State Bank of India, GURDASPUR right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to GURDASPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting GURDASPUR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this State Bank of India branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code SBIN0000644 when prompted — this routes the transfer to GURDASPUR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the State Bank of India GURDASPUR branch?

The IFSC code for State Bank of India's GURDASPUR branch in GURDASPUR, PUNJAB is SBIN0000644. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 143002202. MICR codes are used for cheque clearing, while the IFSC code (SBIN0000644) is what's needed for electronic transfers like NEFT and RTGS.

Where is the GURDASPUR branch of State Bank of India located?

This branch is located at: TIBRI RD., GURDASPUR. It falls under GURDASPUR district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (SBIN0000644) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are State Bank of India's national customer care line or the nearest branch locator on the bank's official website.

Other State Bank of India branches in GURDASPUR

AFS PATHANKOTBANGOWANI KUNJARBATALA ROAD,GURDASPURCOLLEGE ROAD, GURDASPURDHARIWALG.T.ROAD, GURDASPURGHAROTAGURDASPUR

State Bank of India in other districts of PUNJAB

LUDHIANA (78)PATIALA (54)JALANDHAR (53)AMRITSAR (45)BATHINDA (36)MOHALI (22)PATHANKOT (19)BARNALA (18)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.