State Bank of India — OAD - LHO THIRUVANANTHAPURAM

TRIVANDRUM, KERALA

IFSC Code

SBIN0004282

MICR Code

Not available

Branch

OAD - LHO THIRUVANANTHAPURAM

Bank

State Bank of India

District

THRIVENDRUM

State

KERALA

Contact

+914712377218

Address

SS KOVIL ROAD THAMPANOOR P.O.THIRUVANANTHAPURAM

Get Directions to This Branch

Using IFSC SBIN0004282 for money transfers

NEFT transfers to OAD - LHO THIRUVANANTHAPURAM, one of State Bank of India's branches in THRIVENDRUM, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches OAD - LHO THIRUVANANTHAPURAM almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to OAD - LHO THIRUVANANTHAPURAM clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to OAD - LHO THIRUVANANTHAPURAM: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting OAD - LHO THIRUVANANTHAPURAM In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at OAD - LHO THIRUVANANTHAPURAM:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code SBIN0004282 when prompted — this routes the transfer to OAD - LHO THIRUVANANTHAPURAM specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the State Bank of India OAD - LHO THIRUVANANTHAPURAM branch?

The IFSC code for State Bank of India's OAD - LHO THIRUVANANTHAPURAM branch in TRIVANDRUM, THRIVENDRUM, KERALA is SBIN0004282. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (SBIN0004282).

Where is the OAD - LHO THIRUVANANTHAPURAM branch of State Bank of India located?

This branch is located at: SS KOVIL ROAD THAMPANOOR P.O.THIRUVANANTHAPURAM. It falls under THRIVENDRUM district, KERALA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (SBIN0004282) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +914712377218.

Other State Bank of India branches in THRIVENDRUM

CIVIL STATION, THIRUVANANTHAPURAM

State Bank of India in other districts of KERALA

THIRUVANANTHAPURAM (111)KOTTAYAM (104)ERNAKULAM (70)CALICUT (52)THRISSUR (52)KOLLAM (47)PALAKKAD (44)KOCHI (37)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.