State Bank of India — GHUMA ROAD, AHMEDABAD

AHMEDABAD, GUJARAT

IFSC Code

SBIN0060408

MICR Code

380002127

Branch

GHUMA ROAD, AHMEDABAD

Bank

State Bank of India

District

BOPAL

State

GUJARAT

Contact

+912717231588

Address

BLOCK NO 322 14 BY 15 NEW YORK DARSHAN 1ST FLOOR,OPP INDCTI BOPAL,AHMEDABAD 380058

Get Directions to This Branch

Using IFSC SBIN0060408 for money transfers

NEFT transfers to GHUMA ROAD, AHMEDABAD, one of State Bank of India's branches in BOPAL, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches GHUMA ROAD, AHMEDABAD almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to GHUMA ROAD, AHMEDABAD clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to GHUMA ROAD, AHMEDABAD: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting GHUMA ROAD, AHMEDABAD In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this State Bank of India branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code SBIN0060408 when prompted — this routes the transfer to GHUMA ROAD, AHMEDABAD specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the State Bank of India GHUMA ROAD, AHMEDABAD branch?

The IFSC code for State Bank of India's GHUMA ROAD, AHMEDABAD branch in AHMEDABAD, BOPAL, GUJARAT is SBIN0060408. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 380002127. MICR codes are used for cheque clearing, while the IFSC code (SBIN0060408) is what's needed for electronic transfers like NEFT and RTGS.

Where is the GHUMA ROAD, AHMEDABAD branch of State Bank of India located?

This branch is located at: BLOCK NO 322 14 BY 15 NEW YORK DARSHAN 1ST FLOOR,OPP INDCTI BOPAL,AHMEDABAD 380058. It falls under BOPAL district, GUJARAT.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (SBIN0060408) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +912717231588.

State Bank of India in other districts of GUJARAT

AHMEDABAD (170)SURAT (86)VADODARA (57)RAJKOT (54)BARODA (42)BHAVNAGAR (40)GANDHINAGAR (40)JUNAGADH (23)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.