THANE, MAHARASHTRA
IFSC Code
SRCB0CNS015
MICR Code
400806015
Branch
THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH
Bank
Saraswat Co-operative Bank
District
THANE
State
MAHARASHTRA
Contact
+912225802226
Address
SHOP NO.1 & 4 B & C WING,SHREE GAJANAN HEIGHTS,SAWANTWADI,KAMANAGAR HOSPITAL ROAD,RAMCHANDRA NAGAR-1,THANE-400075
NEFT (National Electronic Funds Transfer) lets you send money to any account at Saraswat Co-operative Bank's THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.
For amounts of ₹2 lakh or more sent to an account at Saraswat Co-operative Bank, THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.
IMPS (Immediate Payment Service) is the fastest of the three — funds move to THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.
A distinction that matters if you're transferring to THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Saraswat Co-operative Bank's THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH branch in THANE, MAHARASHTRA is SRCB0CNS015. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 400806015. MICR codes are used for cheque clearing, while the IFSC code (SRCB0CNS015) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: SHOP NO.1 & 4 B & C WING,SHREE GAJANAN HEIGHTS,SAWANTWADI,KAMANAGAR HOSPITAL ROAD,RAMCHANDRA NAGAR-1,THANE-400075. It falls under THANE district, MAHARASHTRA.
Yes — the same IFSC code (SRCB0CNS015) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +912225802226.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.