KOLKATA, WEST BENGAL
IFSC Code
RATN0000197
MICR Code
700176005
Branch
KALAKAR STREET - KOLKATA
Bank
RBL Bank
District
KOLKATA
State
WEST BENGAL
Contact
+912261156300
Address
RBL BANK LTD., 19, BASAK STREET, (KALAKAR STREET), KOLKATA - 700007.
To move funds into an account held at KALAKAR STREET - KOLKATA (RBL Bank) using NEFT, the sender's bank needs this branch's IFSC code — RATN0000197. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to KALAKAR STREET - KOLKATA in KOLKATA, since each transfer is settled individually and immediately rather than bundled with others.
Need money at RBL Bank, KALAKAR STREET - KOLKATA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to KALAKAR STREET - KOLKATA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting KALAKAR STREET - KOLKATA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for RBL Bank's KALAKAR STREET - KOLKATA branch in KOLKATA, WEST BENGAL is RATN0000197. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 700176005. MICR codes are used for cheque clearing, while the IFSC code (RATN0000197) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: RBL BANK LTD., 19, BASAK STREET, (KALAKAR STREET), KOLKATA - 700007.. It falls under KOLKATA district, WEST BENGAL.
Yes — the same IFSC code (RATN0000197) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +912261156300.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.