Punjab National Bank — RAJPURA- ABC CHANDIGARH ROAD

PATIALA, PUNJAB

IFSC Code

PUNB0085310

MICR Code

140024058

Branch

RAJPURA- ABC CHANDIGARH ROAD

Bank

Punjab National Bank

District

RAJPURA

State

PUNJAB

Contact

+911762232235

Address

CHANDIGARH-PATIALA ROAD, GAGAN CHOWK 140401

Get Directions to This Branch

Using IFSC PUNB0085310 for money transfers

To move funds into an account held at RAJPURA- ABC CHANDIGARH ROAD (Punjab National Bank) using NEFT, the sender's bank needs this branch's IFSC code — PUNB0085310. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to RAJPURA- ABC CHANDIGARH ROAD in PATIALA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Punjab National Bank, RAJPURA- ABC CHANDIGARH ROAD right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to RAJPURA- ABC CHANDIGARH ROAD: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting RAJPURA- ABC CHANDIGARH ROAD In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to RAJPURA- ABC CHANDIGARH ROAD using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code PUNB0085310 when prompted — this routes the transfer to RAJPURA- ABC CHANDIGARH ROAD specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Punjab National Bank RAJPURA- ABC CHANDIGARH ROAD branch?

The IFSC code for Punjab National Bank's RAJPURA- ABC CHANDIGARH ROAD branch in PATIALA, RAJPURA, PUNJAB is PUNB0085310. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 140024058. MICR codes are used for cheque clearing, while the IFSC code (PUNB0085310) is what's needed for electronic transfers like NEFT and RTGS.

Where is the RAJPURA- ABC CHANDIGARH ROAD branch of Punjab National Bank located?

This branch is located at: CHANDIGARH-PATIALA ROAD, GAGAN CHOWK 140401. It falls under RAJPURA district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (PUNB0085310) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +911762232235.

Other Punjab National Bank branches in RAJPURA

Punjab National Bank in other districts of PUNJAB

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.