Punjab National Bank — JC DAV COLLEGE, DASUYA

DISTT HOSHIARPUR (PUNJAB), PUNJAB

IFSC Code

PUNB0470000

MICR Code

144024879

Branch

JC DAV COLLEGE, DASUYA

Bank

Punjab National Bank

District

DASUYA-PUNJAB

State

PUNJAB

Contact

Not available

Address

JC DAV COLLEGE DASUYA

Get Directions to This Branch

Using IFSC PUNB0470000 for money transfers

NEFT transfers to JC DAV COLLEGE, DASUYA, one of Punjab National Bank's branches in DASUYA-PUNJAB, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches JC DAV COLLEGE, DASUYA almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to JC DAV COLLEGE, DASUYA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to JC DAV COLLEGE, DASUYA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting JC DAV COLLEGE, DASUYA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Punjab National Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code PUNB0470000 when prompted — this routes the transfer to JC DAV COLLEGE, DASUYA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Punjab National Bank JC DAV COLLEGE, DASUYA branch?

The IFSC code for Punjab National Bank's JC DAV COLLEGE, DASUYA branch in DISTT HOSHIARPUR (PUNJAB), DASUYA-PUNJAB, PUNJAB is PUNB0470000. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 144024879. MICR codes are used for cheque clearing, while the IFSC code (PUNB0470000) is what's needed for electronic transfers like NEFT and RTGS.

Where is the JC DAV COLLEGE, DASUYA branch of Punjab National Bank located?

This branch is located at: JC DAV COLLEGE DASUYA. It falls under DASUYA-PUNJAB district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (PUNB0470000) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are Punjab National Bank's national customer care line or the nearest branch locator on the bank's official website.

Other Punjab National Bank branches in DASUYA-PUNJAB

Punjab National Bank in other districts of PUNJAB

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.