Punjab National Bank — ARMY HQ AREA

SHILLONG, MEGHALAYA

IFSC Code

PUNB0955200

MICR Code

Not available

Branch

ARMY HQ AREA

Bank

Punjab National Bank

District

SHILLONG

State

MEGHALAYA

Contact

+911123718172

Address

PNB BO 101AREA COMMAND ARMY HQ SHILLONG LAWSOHTUN LUMMAWBAH ME SHILL 793005

Get Directions to This Branch

Using IFSC PUNB0955200 for money transfers

NEFT transfers to ARMY HQ AREA, one of Punjab National Bank's branches in SHILLONG, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches ARMY HQ AREA almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to ARMY HQ AREA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to ARMY HQ AREA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting ARMY HQ AREA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at ARMY HQ AREA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code PUNB0955200 when prompted — this routes the transfer to ARMY HQ AREA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Punjab National Bank ARMY HQ AREA branch?

The IFSC code for Punjab National Bank's ARMY HQ AREA branch in SHILLONG, MEGHALAYA is PUNB0955200. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (PUNB0955200).

Where is the ARMY HQ AREA branch of Punjab National Bank located?

This branch is located at: PNB BO 101AREA COMMAND ARMY HQ SHILLONG LAWSOHTUN LUMMAWBAH ME SHILL 793005. It falls under SHILLONG district, MEGHALAYA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (PUNB0955200) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +911123718172.

Other Punjab National Bank branches in SHILLONG

IIM SHILLONGJAIL ROADSHILLONGLABAN SHILLONGLAITUMKHRANONGTHYMMAISHILLONGSHILLONGSHILLONG MEGHALAYA

Punjab National Bank in other districts of MEGHALAYA

BURNIHAT (1)BYRNIHAT, DISTT. MEGHALAYA (1)JOWAI (1)JOWAI ,MEGHALAYA (1)KHELERIHAT (1)KYNTON,MEGHALAYA (1)LABAN (1)LADSOBAR ,MEGHALAYA (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.