Punjab National Bank — GULBARGA

GULBARGA, KARNATAKA

IFSC Code

PUNB0138210

MICR Code

Not available

Branch

GULBARGA

Bank

Punjab National Bank

District

GULBARGA

State

KARNATAKA

Contact

+918472273799

Address

PLOT NO.63,FLR-1 SUPER MARKET 585101

Get Directions to This Branch

Using IFSC PUNB0138210 for money transfers

To move funds into an account held at GULBARGA (Punjab National Bank) using NEFT, the sender's bank needs this branch's IFSC code — PUNB0138210. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to GULBARGA in GULBARGA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Punjab National Bank, GULBARGA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to GULBARGA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting GULBARGA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Punjab National Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code PUNB0138210 when prompted — this routes the transfer to GULBARGA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Punjab National Bank GULBARGA branch?

The IFSC code for Punjab National Bank's GULBARGA branch in GULBARGA, KARNATAKA is PUNB0138210. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (PUNB0138210).

Where is the GULBARGA branch of Punjab National Bank located?

This branch is located at: PLOT NO.63,FLR-1 SUPER MARKET 585101. It falls under GULBARGA district, KARNATAKA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (PUNB0138210) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918472273799.

Other Punjab National Bank branches in GULBARGA

GULBARGA

Punjab National Bank in other districts of KARNATAKA

BANGALORE (100)BANGA (9)MYSORE (9)HUBLI (7)MANGALORE (5)BELGAUM (4)BIDAR (3)KOLAR (3)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.