KANPUR CITY, UTTAR PRADESH
IFSC Code
PSIB0000727
MICR Code
208023009
Branch
KANPUR SUNDER NAGAR GNGD COLLEGE
Bank
Punjab & Sind Bank
District
KANPUR
State
UTTAR PRADESH
Contact
+915122217953
Address
GURU NANAK GIRLS DEGREE COLLEGE SUNDER NAGAR KANPUR UTTAR PRADESH 208012
NEFT transfers to KANPUR SUNDER NAGAR GNGD COLLEGE, one of Punjab & Sind Bank's branches in KANPUR, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches KANPUR SUNDER NAGAR GNGD COLLEGE almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to KANPUR SUNDER NAGAR GNGD COLLEGE clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to KANPUR SUNDER NAGAR GNGD COLLEGE: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting KANPUR SUNDER NAGAR GNGD COLLEGE In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Punjab & Sind Bank's KANPUR SUNDER NAGAR GNGD COLLEGE branch in KANPUR CITY, KANPUR, UTTAR PRADESH is PSIB0000727. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 208023009. MICR codes are used for cheque clearing, while the IFSC code (PSIB0000727) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: GURU NANAK GIRLS DEGREE COLLEGE SUNDER NAGAR KANPUR UTTAR PRADESH 208012. It falls under KANPUR district, UTTAR PRADESH.
Yes — the same IFSC code (PSIB0000727) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +915122217953.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.