PATNA, BIHAR
IFSC Code
PSIB0008033
MICR Code
Not available
Branch
ZO PATNA
Bank
Punjab & Sind Bank
District
PATNA
State
BIHAR
Contact
+919419226742
Address
4TH FLOOR PUNJABI BRADRI LALA LAJPAT RAI BHAWAN T N BANERJEE ROAD CHAJJU BAGH PATNA BIHAR 800001
NEFT transfers to ZO PATNA, one of Punjab & Sind Bank's branches in PATNA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches ZO PATNA almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to ZO PATNA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to ZO PATNA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting ZO PATNA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Punjab & Sind Bank's ZO PATNA branch in PATNA, BIHAR is PSIB0008033. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (PSIB0008033).
This branch is located at: 4TH FLOOR PUNJABI BRADRI LALA LAJPAT RAI BHAWAN T N BANERJEE ROAD CHAJJU BAGH PATNA BIHAR 800001. It falls under PATNA district, BIHAR.
Yes — the same IFSC code (PSIB0008033) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919419226742.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.