Mugberia Central Co-operative Bank — MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH

PURBA MEDINIPUR, WEST BENGAL

IFSC Code

WBSC0MGCB04

MICR Code

721812903

Branch

MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH

Bank

Mugberia Central Co-operative Bank

District

MUGBERIA

State

WEST BENGAL

Contact

+913220272222

Address

VILL -BENUDIA P.O - BHAGWANPUR, P.S. - BHAGWANPUR, DIST-PURBA MEDINIPUR-721601

Get Directions to This Branch

Using IFSC WBSC0MGCB04 for money transfers

NEFT transfers to MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH, one of Mugberia Central Co-operative Bank's branches in MUGBERIA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code WBSC0MGCB04 when prompted — this routes the transfer to MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Mugberia Central Co-operative Bank MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH branch?

The IFSC code for Mugberia Central Co-operative Bank's MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH branch in PURBA MEDINIPUR, MUGBERIA, WEST BENGAL is WBSC0MGCB04. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 721812903. MICR codes are used for cheque clearing, while the IFSC code (WBSC0MGCB04) is what's needed for electronic transfers like NEFT and RTGS.

Where is the MUGBERIA CENTRAL CO OPERATIVE BANK LTD BHAGWANPUR BRANCH branch of Mugberia Central Co-operative Bank located?

This branch is located at: VILL -BENUDIA P.O - BHAGWANPUR, P.S. - BHAGWANPUR, DIST-PURBA MEDINIPUR-721601. It falls under MUGBERIA district, WEST BENGAL.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (WBSC0MGCB04) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +913220272222.

Other Mugberia Central Co-operative Bank branches in MUGBERIA

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Mugberia Central Co-operative Bank in other districts of WEST BENGAL

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IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.