Kurla Nagarik Sahakari Bank — ALMORA

ALMORA, UTTARAKHAND

IFSC Code

KNSB0010003

MICR Code

263846102

Branch

ALMORA

Bank

Kurla Nagarik Sahakari Bank

District

ALMORA

State

UTTARAKHAND

Contact

+915962233344

Address

HOTEL HIM TOWER CAMPUS, MAIN MARKET

Get Directions to This Branch

Using IFSC KNSB0010003 for money transfers

To move funds into an account held at ALMORA (Kurla Nagarik Sahakari Bank) using NEFT, the sender's bank needs this branch's IFSC code — KNSB0010003. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to ALMORA in ALMORA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Kurla Nagarik Sahakari Bank, ALMORA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to ALMORA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting ALMORA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to ALMORA using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code KNSB0010003 when prompted — this routes the transfer to ALMORA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Kurla Nagarik Sahakari Bank ALMORA branch?

The IFSC code for Kurla Nagarik Sahakari Bank's ALMORA branch in ALMORA, UTTARAKHAND is KNSB0010003. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 263846102. MICR codes are used for cheque clearing, while the IFSC code (KNSB0010003) is what's needed for electronic transfers like NEFT and RTGS.

Where is the ALMORA branch of Kurla Nagarik Sahakari Bank located?

This branch is located at: HOTEL HIM TOWER CAMPUS, MAIN MARKET. It falls under ALMORA district, UTTARAKHAND.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (KNSB0010003) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +915962233344.

Other Kurla Nagarik Sahakari Bank branches in ALMORA

KHOLTA ALMORA

Kurla Nagarik Sahakari Bank in other districts of UTTARAKHAND

HALDWANI (10)NAINITAL (5)DEHRADUN (4)HARIDWAR (2)KASHIPUR (2)PITHORAGARH (2)RUDRAPUR (2)BAGESHWAR (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.