Kotak Mahindra Bank — SARAT BOSE RD BRANCH KOLKATTA

KOLKATA, WEST BENGAL

IFSC Code

KKBK0006565

MICR Code

700485014

Branch

SARAT BOSE RD BRANCH KOLKATTA

Bank

Kotak Mahindra Bank

District

KOLKATA

State

WEST BENGAL

Contact

+9118004100

Address

SARAT BOSE ROAD BRANCH-KOLKATTA GROUND PLUS MAZZANINE FLOOR, UNIT NO.G 002, IDEAL PLAZA, 11/1, SARAT BOSE ROAD, KOLKATTA-700020

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Using IFSC KKBK0006565 for money transfers

NEFT transfers to SARAT BOSE RD BRANCH KOLKATTA, one of Kotak Mahindra Bank's branches in KOLKATA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to SARAT BOSE RD BRANCH KOLKATTA in KOLKATA, since each transfer is settled individually and immediately rather than bundled with others.

IMPS is built for urgency: transfers to SARAT BOSE RD BRANCH KOLKATTA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SARAT BOSE RD BRANCH KOLKATTA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SARAT BOSE RD BRANCH KOLKATTA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at SARAT BOSE RD BRANCH KOLKATTA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code KKBK0006565 when prompted — this routes the transfer to SARAT BOSE RD BRANCH KOLKATTA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Kotak Mahindra Bank SARAT BOSE RD BRANCH KOLKATTA branch?

The IFSC code for Kotak Mahindra Bank's SARAT BOSE RD BRANCH KOLKATTA branch in KOLKATA, WEST BENGAL is KKBK0006565. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 700485014. MICR codes are used for cheque clearing, while the IFSC code (KKBK0006565) is what's needed for electronic transfers like NEFT and RTGS.

Where is the SARAT BOSE RD BRANCH KOLKATTA branch of Kotak Mahindra Bank located?

This branch is located at: SARAT BOSE ROAD BRANCH-KOLKATTA GROUND PLUS MAZZANINE FLOOR, UNIT NO.G 002, IDEAL PLAZA, 11/1, SARAT BOSE ROAD, KOLKATTA-700020. It falls under KOLKATA district, WEST BENGAL.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (KKBK0006565) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +9118004100.

Other Kotak Mahindra Bank branches in KOLKATA

ALIPORE BRANCHAMRATALA LANE BRANCHBALLYGUNGE KOLKATABANGUR AVENUE BRANCHBRABOURNE ROAD OVERSEAS CALCUTTA KOLKATABURRA BAZAR BRANCH KOLKATTACHINI PATTY BRANCHCHITTARANJAN AVENUE BRANCH

Kotak Mahindra Bank in other districts of WEST BENGAL

ASANSOL (2)DURGAPUR (2)SILIGURI (2)BALLY M (1)BARDDHAMAN (1)BIDHAN NAGAR (1)HOWRAH (1)KONNAGAR (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.