PUNE, MAHARASHTRA
IFSC Code
KKBK0001775
MICR Code
411485025
Branch
NARAYAN LAXMI ROAD BRANCH
Bank
Kotak Mahindra Bank
District
PUNE
State
MAHARASHTRA
Contact
+9118004100
Address
THE CITY JEWEL MALL BELOW BHAGGAT TARACHAND 709 NARAYAN LAXMI ROAD PUNE 411030
To move funds into an account held at NARAYAN LAXMI ROAD BRANCH (Kotak Mahindra Bank) using NEFT, the sender's bank needs this branch's IFSC code — KKBK0001775. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to NARAYAN LAXMI ROAD BRANCH in PUNE, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Kotak Mahindra Bank, NARAYAN LAXMI ROAD BRANCH right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to NARAYAN LAXMI ROAD BRANCH: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting NARAYAN LAXMI ROAD BRANCH In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Kotak Mahindra Bank's NARAYAN LAXMI ROAD BRANCH branch in PUNE, MAHARASHTRA is KKBK0001775. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 411485025. MICR codes are used for cheque clearing, while the IFSC code (KKBK0001775) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: THE CITY JEWEL MALL BELOW BHAGGAT TARACHAND 709 NARAYAN LAXMI ROAD PUNE 411030. It falls under PUNE district, MAHARASHTRA.
Yes — the same IFSC code (KKBK0001775) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +9118004100.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.