Kotak Mahindra Bank — SURAT CITY LIGHT BRANCH

SURAT, GUJARAT

IFSC Code

KKBK0002858

MICR Code

395485019

Branch

SURAT CITY LIGHT BRANCH

Bank

Kotak Mahindra Bank

District

SURAT

State

GUJARAT

Contact

+9118004100

Address

GR FLOOR MEZZANINE FLOOR LEELA ARCADE BESIDE SWEET HOME APARTMENT OPP SBI CITY LIGHT SURAT 395 007

Get Directions to This Branch

Using IFSC KKBK0002858 for money transfers

To move funds into an account held at SURAT CITY LIGHT BRANCH (Kotak Mahindra Bank) using NEFT, the sender's bank needs this branch's IFSC code — KKBK0002858. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to SURAT CITY LIGHT BRANCH in SURAT, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Kotak Mahindra Bank, SURAT CITY LIGHT BRANCH right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SURAT CITY LIGHT BRANCH: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SURAT CITY LIGHT BRANCH In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at SURAT CITY LIGHT BRANCH:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code KKBK0002858 when prompted — this routes the transfer to SURAT CITY LIGHT BRANCH specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Kotak Mahindra Bank SURAT CITY LIGHT BRANCH branch?

The IFSC code for Kotak Mahindra Bank's SURAT CITY LIGHT BRANCH branch in SURAT, GUJARAT is KKBK0002858. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 395485019. MICR codes are used for cheque clearing, while the IFSC code (KKBK0002858) is what's needed for electronic transfers like NEFT and RTGS.

Where is the SURAT CITY LIGHT BRANCH branch of Kotak Mahindra Bank located?

This branch is located at: GR FLOOR MEZZANINE FLOOR LEELA ARCADE BESIDE SWEET HOME APARTMENT OPP SBI CITY LIGHT SURAT 395 007. It falls under SURAT district, GUJARAT.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (KKBK0002858) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +9118004100.

Other Kotak Mahindra Bank branches in SURAT

KATARGAM AVALONKATARGAM BRANCHLP SAVANI ROAD BRANCHPUNA SURATRING ROAD BRANCHSARTHANA BRANCHSOSYO CIRCLE BRANCHSURAT

Kotak Mahindra Bank in other districts of GUJARAT

AHMEDABAD (70)VADODARA (28)RAJKOT (25)DOHAD (5)JAMNAGAR (4)ANAND (3)ANKLESHWAR (3)BHAVNAGAR (3)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.