THIRUVANANTHAPURAM, KERALA
IFSC Code
KSBK0001038
MICR Code
695177038
Branch
KALLAMBALAM
Bank
Kerala State Co-operative Bank
District
THIRUVANANTHAPURAM
State
KERALA
Contact
+914702692068
Address
NP 12/412,MATHANAD COMPLEX,KALLAMBALAM,THIRUVANANTHAPURAM PIN 695605
To move funds into an account held at KALLAMBALAM (Kerala State Co-operative Bank) using NEFT, the sender's bank needs this branch's IFSC code — KSBK0001038. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to KALLAMBALAM in THIRUVANANTHAPURAM, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Kerala State Co-operative Bank, KALLAMBALAM right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to KALLAMBALAM: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting KALLAMBALAM In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Kerala State Co-operative Bank's KALLAMBALAM branch in THIRUVANANTHAPURAM, KERALA is KSBK0001038. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 695177038. MICR codes are used for cheque clearing, while the IFSC code (KSBK0001038) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: NP 12/412,MATHANAD COMPLEX,KALLAMBALAM,THIRUVANANTHAPURAM PIN 695605. It falls under THIRUVANANTHAPURAM district, KERALA.
Yes — the same IFSC code (KSBK0001038) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +914702692068.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.