Karur Vysya Bank — VIZAG YENDADA

VIZAKHAPATNAM, ANDHRA PRADESH

IFSC Code

KVBL0004939

MICR Code

Not available

Branch

VIZAG YENDADA

Bank

Karur Vysya Bank

District

VISAKHAPATNAM

State

ANDHRA PRADESH

Contact

+91891422222779

Address

D.NO 2-128/1/1A, VARMA PLAZA, OPP.VYSAKHI SKYLINE,YENDADA,VISAKHAPATNAM,PIN CODE-530015.

Get Directions to This Branch

Using IFSC KVBL0004939 for money transfers

NEFT transfers to VIZAG YENDADA, one of Karur Vysya Bank's branches in VISAKHAPATNAM, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches VIZAG YENDADA almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to VIZAG YENDADA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to VIZAG YENDADA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting VIZAG YENDADA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at VIZAG YENDADA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code KVBL0004939 when prompted — this routes the transfer to VIZAG YENDADA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Karur Vysya Bank VIZAG YENDADA branch?

The IFSC code for Karur Vysya Bank's VIZAG YENDADA branch in VIZAKHAPATNAM, VISAKHAPATNAM, ANDHRA PRADESH is KVBL0004939. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (KVBL0004939).

Where is the VIZAG YENDADA branch of Karur Vysya Bank located?

This branch is located at: D.NO 2-128/1/1A, VARMA PLAZA, OPP.VYSAKHI SKYLINE,YENDADA,VISAKHAPATNAM,PIN CODE-530015.. It falls under VISAKHAPATNAM district, ANDHRA PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (KVBL0004939) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +91891422222779.

Other Karur Vysya Bank branches in VISAKHAPATNAM

Karur Vysya Bank in other districts of ANDHRA PRADESH

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.