Karnataka Gramin Bank — KULAGERI CROSS

BAGALKOTE, KARNATAKA

IFSC Code

PKGB0013596

MICR Code

587697026

Branch

KULAGERI CROSS

Bank

Karnataka Gramin Bank

District

KULAGERI CROSS

State

KARNATAKA

Contact

+919108699762

Address

BADAMI TQ,BAGALKOTE DIST

Get Directions to This Branch

Using IFSC PKGB0013596 for money transfers

NEFT transfers to KULAGERI CROSS, one of Karnataka Gramin Bank's branches in KULAGERI CROSS, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches KULAGERI CROSS almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to KULAGERI CROSS clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to KULAGERI CROSS: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting KULAGERI CROSS In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at KULAGERI CROSS:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code PKGB0013596 when prompted — this routes the transfer to KULAGERI CROSS specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Karnataka Gramin Bank KULAGERI CROSS branch?

The IFSC code for Karnataka Gramin Bank's KULAGERI CROSS branch in BAGALKOTE, KULAGERI CROSS, KARNATAKA is PKGB0013596. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 587697026. MICR codes are used for cheque clearing, while the IFSC code (PKGB0013596) is what's needed for electronic transfers like NEFT and RTGS.

Where is the KULAGERI CROSS branch of Karnataka Gramin Bank located?

This branch is located at: BADAMI TQ,BAGALKOTE DIST. It falls under KULAGERI CROSS district, KARNATAKA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (PKGB0013596) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919108699762.

Karnataka Gramin Bank in other districts of KARNATAKA

BELLARY (36)MYSORE (35)GULBARGA (26)BENGALURU - NORTH (21)CHITRADURGA (21)CHALLAKERE (18)RAICHUR (18)DAVANGERE (17)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.