CHITRADURGA, KARNATAKA
IFSC Code
PKGB0010695
MICR Code
577697506
Branch
CHITRADURGA BD ROAD
Bank
Karnataka Gramin Bank
District
CHITRADURGA
State
KARNATAKA
Contact
+918194222791
Address
CHITRADURGA MAIN B D ROAD
NEFT (National Electronic Funds Transfer) lets you send money to any account at Karnataka Gramin Bank's CHITRADURGA BD ROAD branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.
For amounts of ₹2 lakh or more sent to an account at Karnataka Gramin Bank, CHITRADURGA BD ROAD, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.
IMPS (Immediate Payment Service) is the fastest of the three — funds move to CHITRADURGA BD ROAD within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.
A distinction that matters if you're transferring to CHITRADURGA BD ROAD: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting CHITRADURGA BD ROAD In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Karnataka Gramin Bank's CHITRADURGA BD ROAD branch in CHITRADURGA, KARNATAKA is PKGB0010695. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 577697506. MICR codes are used for cheque clearing, while the IFSC code (PKGB0010695) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: CHITRADURGA MAIN B D ROAD. It falls under CHITRADURGA district, KARNATAKA.
Yes — the same IFSC code (PKGB0010695) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +918194222791.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.