BENGALURU, KARNATAKA
IFSC Code
KARB0000228
MICR Code
560052120
Branch
BENGALURU NTI LAYOUT
Bank
Karnataka Bank
District
BENGALURU
State
KARNATAKA
Contact
Not available
Address
NO 785, RAMANI COMPLEX, NCBC MAIN GATE, NTI LAYOUT, II STAGE, RAJIV GANDHI NAGAR, VIDYARANYAPURA POST-560097
NEFT transfers to BENGALURU NTI LAYOUT, one of Karnataka Bank's branches in BENGALURU, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches BENGALURU NTI LAYOUT almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to BENGALURU NTI LAYOUT clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to BENGALURU NTI LAYOUT: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting BENGALURU NTI LAYOUT In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Karnataka Bank's BENGALURU NTI LAYOUT branch in BENGALURU, KARNATAKA is KARB0000228. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 560052120. MICR codes are used for cheque clearing, while the IFSC code (KARB0000228) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: NO 785, RAMANI COMPLEX, NCBC MAIN GATE, NTI LAYOUT, II STAGE, RAJIV GANDHI NAGAR, VIDYARANYAPURA POST-560097. It falls under BENGALURU district, KARNATAKA.
Yes — the same IFSC code (KARB0000228) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
A direct contact number isn't listed for this branch in our records. Your best options are Karnataka Bank's national customer care line or the nearest branch locator on the bank's official website.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.