Kalyan Janata Sahakari Bank — BORIVALI

MUMBAI, MAHARASHTRA

IFSC Code

KJSB0000020

MICR Code

400367020

Branch

BORIVALI

Bank

Kalyan Janata Sahakari Bank

District

MUMBAI

State

MAHARASHTRA

Contact

+912228995486

Address

SHOP NO. 1, MOHAN PALACE CO-OP.HSG.SOCT,F.P. NO. 199,OPP. VEER SAVARKAR UDYAN,NEAR BHATIYA WADI HALL, BORIVALI 400 092

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Using IFSC KJSB0000020 for money transfers

To move funds into an account held at BORIVALI (Kalyan Janata Sahakari Bank) using NEFT, the sender's bank needs this branch's IFSC code — KJSB0000020. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to BORIVALI in MUMBAI, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Kalyan Janata Sahakari Bank, BORIVALI right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to BORIVALI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting BORIVALI In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to BORIVALI using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code KJSB0000020 when prompted — this routes the transfer to BORIVALI specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Kalyan Janata Sahakari Bank BORIVALI branch?

The IFSC code for Kalyan Janata Sahakari Bank's BORIVALI branch in MUMBAI, MAHARASHTRA is KJSB0000020. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 400367020. MICR codes are used for cheque clearing, while the IFSC code (KJSB0000020) is what's needed for electronic transfers like NEFT and RTGS.

Where is the BORIVALI branch of Kalyan Janata Sahakari Bank located?

This branch is located at: SHOP NO. 1, MOHAN PALACE CO-OP.HSG.SOCT,F.P. NO. 199,OPP. VEER SAVARKAR UDYAN,NEAR BHATIYA WADI HALL, BORIVALI 400 092. It falls under MUMBAI district, MAHARASHTRA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (KJSB0000020) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +912228995486.

Other Kalyan Janata Sahakari Bank branches in MUMBAI

GHATKOPAR

Kalyan Janata Sahakari Bank in other districts of MAHARASHTRA

KALYAN (13)PUNE (7)ULHASNAGAR (4)DOMBIVALI (2)NASHIK (2)BADALAPUR (1)BHIWANDI (1)KARAD (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.