Jana Small Finance Bank — PONDICHERRY

PUDUCHERRY, PUDUCHERRY

IFSC Code

JSFB0003106

MICR Code

605788005

Branch

PONDICHERRY

Bank

Jana Small Finance Bank

District

PONDICHERRY

State

PUDUCHERRY

Contact

Not available

Address

JANA SMALL FINANCE BANK LTD,1ST FLOOR,PLOT NO 22,100 FT ROAD,GAYATHRI NAGAR,ULANDAI REVENUE VILLGE,MUDALIYARPET,PONDICHERRY - 605004,INDIA

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Using IFSC JSFB0003106 for money transfers

To move funds into an account held at PONDICHERRY (Jana Small Finance Bank) using NEFT, the sender's bank needs this branch's IFSC code — JSFB0003106. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to PONDICHERRY in PUDUCHERRY, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Jana Small Finance Bank, PONDICHERRY right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to PONDICHERRY: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

Method	System Hours	If Visiting PONDICHERRY In Person
NEFT	24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)	Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS	24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)	Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS	24x7x365 — always has been, no banking-hours restriction at the system level.	Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to PONDICHERRY using net banking or a UPI app:

Log in to your bank's net banking portal or mobile banking app.
Add a new beneficiary/payee, entering the recipient's full name and account number.
Enter the IFSC code JSFB0003106 when prompted — this routes the transfer to PONDICHERRY specifically.
Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Jana Small Finance Bank PONDICHERRY branch?

The IFSC code for Jana Small Finance Bank's PONDICHERRY branch in PUDUCHERRY, PONDICHERRY, PUDUCHERRY is JSFB0003106. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 605788005. MICR codes are used for cheque clearing, while the IFSC code (JSFB0003106) is what's needed for electronic transfers like NEFT and RTGS.

Where is the PONDICHERRY branch of Jana Small Finance Bank located?

This branch is located at: JANA SMALL FINANCE BANK LTD,1ST FLOOR,PLOT NO 22,100 FT ROAD,GAYATHRI NAGAR,ULANDAI REVENUE VILLGE,MUDALIYARPET,PONDICHERRY - 605004,INDIA. It falls under PONDICHERRY district, PUDUCHERRY.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (JSFB0003106) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are Jana Small Finance Bank's national customer care line or the nearest branch locator on the bank's official website.

Jana Small Finance Bank in other districts of PUDUCHERRY

MADHAGADIPATTU (1)PUDUCHERRY (1)VILLANOOR (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.