Jana Small Finance Bank — UMRI

NANDED, MAHARASHTRA

IFSC Code

JSFB0004019

MICR Code

431788004

Branch

UMRI

Bank

Jana Small Finance Bank

District

UMRI

State

MAHARASHTRA

Contact

+918788712853

Address

JANA SMALL FINANCE BANK LTD,GROUND FLOOR,NAGAR PARISHAD HOUSE NO.48-3 OF WARD NO.10 SITUATED AT UMRI TQ.UMRI AND DIST.NANDED,MAHARASHTRA 431 805

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Using IFSC JSFB0004019 for money transfers

NEFT transfers to UMRI, one of Jana Small Finance Bank's branches in UMRI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches UMRI almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to UMRI clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to UMRI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting UMRI In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Jana Small Finance Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code JSFB0004019 when prompted — this routes the transfer to UMRI specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Jana Small Finance Bank UMRI branch?

The IFSC code for Jana Small Finance Bank's UMRI branch in NANDED, UMRI, MAHARASHTRA is JSFB0004019. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 431788004. MICR codes are used for cheque clearing, while the IFSC code (JSFB0004019) is what's needed for electronic transfers like NEFT and RTGS.

Where is the UMRI branch of Jana Small Finance Bank located?

This branch is located at: JANA SMALL FINANCE BANK LTD,GROUND FLOOR,NAGAR PARISHAD HOUSE NO.48-3 OF WARD NO.10 SITUATED AT UMRI TQ.UMRI AND DIST.NANDED,MAHARASHTRA 431 805. It falls under UMRI district, MAHARASHTRA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (JSFB0004019) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918788712853.

Jana Small Finance Bank in other districts of MAHARASHTRA

MUMBAI (13)PUNE (6)SOLAPUR (5)THANE (5)LATUR (4)NASHIK (4)NAGPUR (3)NANDED (3)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.