THANE, MAHARASHTRA
IFSC Code
JSFB0003339
MICR Code
400788021
Branch
MIRA BHAYANDER
Bank
Jana Small Finance Bank
District
THANE
State
MAHARASHTRA
Contact
+919455868476
Address
JANA SMALL FINANCE BANK LTD,1ST FLOOR,M B TRADE CENTER,NEAR RAILWAY PHATAK,OPP HDFC BANK,ABOVE INDUSIND BANK,BHAYANDER ( EAST),THANE - 401105
NEFT (National Electronic Funds Transfer) lets you send money to any account at Jana Small Finance Bank's MIRA BHAYANDER branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.
For amounts of ₹2 lakh or more sent to an account at Jana Small Finance Bank, MIRA BHAYANDER, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.
IMPS (Immediate Payment Service) is the fastest of the three — funds move to MIRA BHAYANDER within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.
A distinction that matters if you're transferring to MIRA BHAYANDER: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting MIRA BHAYANDER In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Jana Small Finance Bank's MIRA BHAYANDER branch in THANE, MAHARASHTRA is JSFB0003339. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 400788021. MICR codes are used for cheque clearing, while the IFSC code (JSFB0003339) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: JANA SMALL FINANCE BANK LTD,1ST FLOOR,M B TRADE CENTER,NEAR RAILWAY PHATAK,OPP HDFC BANK,ABOVE INDUSIND BANK,BHAYANDER ( EAST),THANE - 401105. It falls under THANE district, MAHARASHTRA.
Yes — the same IFSC code (JSFB0003339) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919455868476.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.