Jammu and Kashmir Bank — RT NAGAR

BENGALURU, KARNATAKA

IFSC Code

JAKA0RTNAGR

MICR Code

560051006

Branch

RT NAGAR

Bank

Jammu and Kashmir Bank

District

BENGALURU

State

KARNATAKA

Contact

+91803430019

Address

1ST FLOR,NO 2,80 FEET ROAD, GANGA NAGAR, R T NAGAR MAIN ROAD, BENGALURU 560032

Get Directions to This Branch

Using IFSC JAKA0RTNAGR for money transfers

NEFT transfers to RT NAGAR, one of Jammu and Kashmir Bank's branches in BENGALURU, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches RT NAGAR almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to RT NAGAR clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to RT NAGAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting RT NAGAR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at RT NAGAR:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code JAKA0RTNAGR when prompted — this routes the transfer to RT NAGAR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Jammu and Kashmir Bank RT NAGAR branch?

The IFSC code for Jammu and Kashmir Bank's RT NAGAR branch in BENGALURU, KARNATAKA is JAKA0RTNAGR. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 560051006. MICR codes are used for cheque clearing, while the IFSC code (JAKA0RTNAGR) is what's needed for electronic transfers like NEFT and RTGS.

Where is the RT NAGAR branch of Jammu and Kashmir Bank located?

This branch is located at: 1ST FLOR,NO 2,80 FEET ROAD, GANGA NAGAR, R T NAGAR MAIN ROAD, BENGALURU 560032. It falls under BENGALURU district, KARNATAKA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (JAKA0RTNAGR) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +91803430019.

Other Jammu and Kashmir Bank branches in BENGALURU

IMPAIRED ASSET RECOVERY BRANCH BENGALURUJAYANAGARKAMMANHALLIKORAMANGALALCU BANGLOREWHITEFIELD BENGALURU

Jammu and Kashmir Bank in other districts of KARNATAKA

BANGALORE (4)BANGLORE (1)DAKSHIN KANNAD (1)MYSORE (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.