RAJOURI, JAMMU AND KASHMIR
IFSC Code
JAKA0ZORAJO
MICR Code
Not available
Branch
ZONAL OFFICE JAMMU WEST RAJOURI
Bank
Jammu and Kashmir Bank
District
RAJOURI
State
JAMMU AND KASHMIR
Contact
+91196262454
Address
MAIN BAZAR RAJOURI OPPOSITE THESIL OFFICE RAJOURI JAMMU AND KASHMIR 185131
NEFT transfers to ZONAL OFFICE JAMMU WEST RAJOURI, one of Jammu and Kashmir Bank's branches in RAJOURI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches ZONAL OFFICE JAMMU WEST RAJOURI almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to ZONAL OFFICE JAMMU WEST RAJOURI clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to ZONAL OFFICE JAMMU WEST RAJOURI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting ZONAL OFFICE JAMMU WEST RAJOURI In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Jammu and Kashmir Bank's ZONAL OFFICE JAMMU WEST RAJOURI branch in RAJOURI, JAMMU AND KASHMIR is JAKA0ZORAJO. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (JAKA0ZORAJO).
This branch is located at: MAIN BAZAR RAJOURI OPPOSITE THESIL OFFICE RAJOURI JAMMU AND KASHMIR 185131. It falls under RAJOURI district, JAMMU AND KASHMIR.
Yes — the same IFSC code (JAKA0ZORAJO) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +91196262454.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.