KATHUA, JAMMU AND KASHMIR
IFSC Code
JAKA0IEGHAT
MICR Code
Not available
Branch
INDUSTRIAL ESTATE GHATTI
Bank
Jammu and Kashmir Bank
District
KATHUA
State
JAMMU AND KASHMIR
Contact
+917889640336
Address
INDUSTRAIL ESTATE GHATTI POST OFFICE BARNOTE,KATHUA,JK .NEAR BIOTECH PARK GHATTI
NEFT transfers to INDUSTRIAL ESTATE GHATTI, one of Jammu and Kashmir Bank's branches in KATHUA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches INDUSTRIAL ESTATE GHATTI almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to INDUSTRIAL ESTATE GHATTI clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to INDUSTRIAL ESTATE GHATTI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting INDUSTRIAL ESTATE GHATTI In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Jammu and Kashmir Bank's INDUSTRIAL ESTATE GHATTI branch in KATHUA, JAMMU AND KASHMIR is JAKA0IEGHAT. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (JAKA0IEGHAT).
This branch is located at: INDUSTRAIL ESTATE GHATTI POST OFFICE BARNOTE,KATHUA,JK .NEAR BIOTECH PARK GHATTI. It falls under KATHUA district, JAMMU AND KASHMIR.
Yes — the same IFSC code (JAKA0IEGHAT) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +917889640336.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.