BARAMULLA, JAMMU AND KASHMIR
IFSC Code
JAKA0HRDABR
MICR Code
193051027
Branch
HARDU ABOORA
Bank
Jammu and Kashmir Bank
District
BARAMULLA
State
JAMMU AND KASHMIR
Contact
+911956805353
Address
BLOCK KUNZER TEHSIL TANGMARG
To move funds into an account held at HARDU ABOORA (Jammu and Kashmir Bank) using NEFT, the sender's bank needs this branch's IFSC code — JAKA0HRDABR. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to HARDU ABOORA in BARAMULLA, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Jammu and Kashmir Bank, HARDU ABOORA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to HARDU ABOORA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting HARDU ABOORA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Jammu and Kashmir Bank's HARDU ABOORA branch in BARAMULLA, JAMMU AND KASHMIR is JAKA0HRDABR. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 193051027. MICR codes are used for cheque clearing, while the IFSC code (JAKA0HRDABR) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: BLOCK KUNZER TEHSIL TANGMARG. It falls under BARAMULLA district, JAMMU AND KASHMIR.
Yes — the same IFSC code (JAKA0HRDABR) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +911956805353.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.