Indusind Bank — SHIKRAPUR

PUNE, MAHARASHTRA

IFSC Code

INDB0000399

MICR Code

411234010

Branch

SHIKRAPUR

Bank

Indusind Bank

District

SHIRUR

State

MAHARASHTRA

Contact

Not available

Address

GROUND FLOOR, SAMBHAJI RAO KARANJE COMPLEX, NAGAR ROAD, AT& POST SHIKRAPUR- 412 208, TAL SHIRUR, DIST PUNE, MAHARASHTRA

Get Directions to This Branch

Using IFSC INDB0000399 for money transfers

NEFT transfers to SHIKRAPUR, one of Indusind Bank's branches in SHIRUR, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches SHIKRAPUR almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to SHIKRAPUR clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SHIKRAPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SHIKRAPUR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at SHIKRAPUR:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code INDB0000399 when prompted — this routes the transfer to SHIKRAPUR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Indusind Bank SHIKRAPUR branch?

The IFSC code for Indusind Bank's SHIKRAPUR branch in PUNE, SHIRUR, MAHARASHTRA is INDB0000399. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 411234010. MICR codes are used for cheque clearing, while the IFSC code (INDB0000399) is what's needed for electronic transfers like NEFT and RTGS.

Where is the SHIKRAPUR branch of Indusind Bank located?

This branch is located at: GROUND FLOOR, SAMBHAJI RAO KARANJE COMPLEX, NAGAR ROAD, AT& POST SHIKRAPUR- 412 208, TAL SHIRUR, DIST PUNE, MAHARASHTRA. It falls under SHIRUR district, MAHARASHTRA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (INDB0000399) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are Indusind Bank's national customer care line or the nearest branch locator on the bank's official website.

Indusind Bank in other districts of MAHARASHTRA

MUMBAI (71)PUNE (36)THANE (19)NAGPUR (18)SOLAPUR (10)NASHIK (9)AURANGABAD (4)KOLHAPUR (4)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.