Indusind Bank — MIRAJ

SANGLI, MAHARASHTRA

IFSC Code

INDB0001610

MICR Code

416234152

Branch

MIRAJ

Bank

Indusind Bank

District

MIRAJ

State

MAHARASHTRA

Contact

+912332224401

Address

5130 A 5130 B BHOKARE GARMENTS NEAR CITY POLICE STATION LAXMI MARKET MIRAJ DIST SANGLI

Get Directions to This Branch

Using IFSC INDB0001610 for money transfers

NEFT (National Electronic Funds Transfer) lets you send money to any account at Indusind Bank's MIRAJ branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.

For amounts of ₹2 lakh or more sent to an account at Indusind Bank, MIRAJ, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.

IMPS (Immediate Payment Service) is the fastest of the three — funds move to MIRAJ within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to MIRAJ: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting MIRAJ In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Indusind Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code INDB0001610 when prompted — this routes the transfer to MIRAJ specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Indusind Bank MIRAJ branch?

The IFSC code for Indusind Bank's MIRAJ branch in SANGLI, MIRAJ, MAHARASHTRA is INDB0001610. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 416234152. MICR codes are used for cheque clearing, while the IFSC code (INDB0001610) is what's needed for electronic transfers like NEFT and RTGS.

Where is the MIRAJ branch of Indusind Bank located?

This branch is located at: 5130 A 5130 B BHOKARE GARMENTS NEAR CITY POLICE STATION LAXMI MARKET MIRAJ DIST SANGLI. It falls under MIRAJ district, MAHARASHTRA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (INDB0001610) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +912332224401.

Other Indusind Bank branches in MIRAJ

BOLWAD

Indusind Bank in other districts of MAHARASHTRA

MUMBAI (71)PUNE (36)THANE (19)NAGPUR (18)SOLAPUR (10)NASHIK (9)AURANGABAD (4)KOLHAPUR (4)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.