GAUTAM BUDDHA NAGAR, UTTAR PRADESH
IFSC Code
IOBA0001719
MICR Code
110020082
Branch
INSTITUTIONAL AREA
Bank
Indian Overseas Bank
District
NOIDA
State
UTTAR PRADESH
Contact
2451295
Address
56 BY 1, ANUSANTHAN BHAWAN, INDUSTRIAL AREA, SECTOR 62,NOIDA201307
To move funds into an account held at INSTITUTIONAL AREA (Indian Overseas Bank) using NEFT, the sender's bank needs this branch's IFSC code — IOBA0001719. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to INSTITUTIONAL AREA in GAUTAM BUDDHA NAGAR, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Indian Overseas Bank, INSTITUTIONAL AREA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to INSTITUTIONAL AREA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting INSTITUTIONAL AREA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Overseas Bank's INSTITUTIONAL AREA branch in GAUTAM BUDDHA NAGAR, NOIDA, UTTAR PRADESH is IOBA0001719. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 110020082. MICR codes are used for cheque clearing, while the IFSC code (IOBA0001719) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: 56 BY 1, ANUSANTHAN BHAWAN, INDUSTRIAL AREA, SECTOR 62,NOIDA201307. It falls under NOIDA district, UTTAR PRADESH.
Yes — the same IFSC code (IOBA0001719) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is 2451295.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.