Indian Overseas Bank — MEHEWA PATTI PASCHIM UPARHAR

ALLAHABAD, UTTAR PRADESH

IFSC Code

IOBA0002556

MICR Code

Not available

Branch

MEHEWA PATTI PASCHIM UPARHAR

Bank

Indian Overseas Bank

District

MEHEWA PATTI

State

UTTAR PRADESH

Contact

+914428584896

Address

INDALPUR ROAD,OPP POLICE CHOWKI MAHEWA CHAURAHA NAINI ALLAHABAD 211007

Get Directions to This Branch

Using IFSC IOBA0002556 for money transfers

To move funds into an account held at MEHEWA PATTI PASCHIM UPARHAR (Indian Overseas Bank) using NEFT, the sender's bank needs this branch's IFSC code — IOBA0002556. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to MEHEWA PATTI PASCHIM UPARHAR in ALLAHABAD, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Indian Overseas Bank, MEHEWA PATTI PASCHIM UPARHAR right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to MEHEWA PATTI PASCHIM UPARHAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting MEHEWA PATTI PASCHIM UPARHAR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at MEHEWA PATTI PASCHIM UPARHAR:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code IOBA0002556 when prompted — this routes the transfer to MEHEWA PATTI PASCHIM UPARHAR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Indian Overseas Bank MEHEWA PATTI PASCHIM UPARHAR branch?

The IFSC code for Indian Overseas Bank's MEHEWA PATTI PASCHIM UPARHAR branch in ALLAHABAD, MEHEWA PATTI, UTTAR PRADESH is IOBA0002556. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (IOBA0002556).

Where is the MEHEWA PATTI PASCHIM UPARHAR branch of Indian Overseas Bank located?

This branch is located at: INDALPUR ROAD,OPP POLICE CHOWKI MAHEWA CHAURAHA NAINI ALLAHABAD 211007. It falls under MEHEWA PATTI district, UTTAR PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (IOBA0002556) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +914428584896.

Indian Overseas Bank in other districts of UTTAR PRADESH

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.