TIRUNELVALI, TAMIL NADU
IFSC Code
IOBA0001765
MICR Code
627020014
Branch
ARAVIND EYE HOSPITAL
Bank
Indian Overseas Bank
District
TIRUNELVELI
State
TAMIL NADU
Contact
220597
Address
SWAMI NELLAIAPPAR HIGH ROAD TIRUNELVELI JUNCTION TIRUNELVELI PIN 627001
NEFT transfers to ARAVIND EYE HOSPITAL, one of Indian Overseas Bank's branches in TIRUNELVELI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches ARAVIND EYE HOSPITAL almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to ARAVIND EYE HOSPITAL clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to ARAVIND EYE HOSPITAL: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting ARAVIND EYE HOSPITAL In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Overseas Bank's ARAVIND EYE HOSPITAL branch in TIRUNELVALI, TIRUNELVELI, TAMIL NADU is IOBA0001765. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 627020014. MICR codes are used for cheque clearing, while the IFSC code (IOBA0001765) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: SWAMI NELLAIAPPAR HIGH ROAD TIRUNELVELI JUNCTION TIRUNELVELI PIN 627001. It falls under TIRUNELVELI district, TAMIL NADU.
Yes — the same IFSC code (IOBA0001765) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is 220597.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.