Indian Overseas Bank — MEHSANA

MAHESANA, GUJARAT

IFSC Code

IOBA0003439

MICR Code

384020001

Branch

MEHSANA

Bank

Indian Overseas Bank

District

MAHESANA

State

GUJARAT

Contact

+914428584896

Address

28,YOGESHWAR RESTAURANT,GROUND FLOOR,RADHANPUR ROAD,NR RADHANPUR CHOKDI,MEHSANA 384402

Get Directions to This Branch

Using IFSC IOBA0003439 for money transfers

To move funds into an account held at MEHSANA (Indian Overseas Bank) using NEFT, the sender's bank needs this branch's IFSC code — IOBA0003439. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to MEHSANA in MAHESANA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Indian Overseas Bank, MEHSANA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to MEHSANA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting MEHSANA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to MEHSANA using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code IOBA0003439 when prompted — this routes the transfer to MEHSANA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Indian Overseas Bank MEHSANA branch?

The IFSC code for Indian Overseas Bank's MEHSANA branch in MAHESANA, GUJARAT is IOBA0003439. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 384020001. MICR codes are used for cheque clearing, while the IFSC code (IOBA0003439) is what's needed for electronic transfers like NEFT and RTGS.

Where is the MEHSANA branch of Indian Overseas Bank located?

This branch is located at: 28,YOGESHWAR RESTAURANT,GROUND FLOOR,RADHANPUR ROAD,NR RADHANPUR CHOKDI,MEHSANA 384402. It falls under MAHESANA district, GUJARAT.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (IOBA0003439) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +914428584896.

Indian Overseas Bank in other districts of GUJARAT

AHMEDABAD (27)RAJKOT (10)VADODARA (10)SURAT (7)GANDHINAGAR (5)KALOL (5)ANAND (4)JAMNAGAR (4)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.