VIJAYAWADA, ANDHRA PRADESH
IFSC Code
IOBA0004107
MICR Code
Not available
Branch
LPC VIJAYAWADA
Bank
Indian Overseas Bank
District
VIJAYAWADA
State
ANDHRA PRADESH
Contact
Not available
Address
40-9-27,P.B. NO.8,BENZ CIRCLE,RING ROAD,VIJAYAWADA,ANDHRA PRADESH,PIN-520008
To move funds into an account held at LPC VIJAYAWADA (Indian Overseas Bank) using NEFT, the sender's bank needs this branch's IFSC code — IOBA0004107. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to LPC VIJAYAWADA in VIJAYAWADA, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Indian Overseas Bank, LPC VIJAYAWADA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to LPC VIJAYAWADA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting LPC VIJAYAWADA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Overseas Bank's LPC VIJAYAWADA branch in VIJAYAWADA, ANDHRA PRADESH is IOBA0004107. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (IOBA0004107).
This branch is located at: 40-9-27,P.B. NO.8,BENZ CIRCLE,RING ROAD,VIJAYAWADA,ANDHRA PRADESH,PIN-520008. It falls under VIJAYAWADA district, ANDHRA PRADESH.
Yes — the same IFSC code (IOBA0004107) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
A direct contact number isn't listed for this branch in our records. Your best options are Indian Overseas Bank's national customer care line or the nearest branch locator on the bank's official website.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.