KOLKATA, WEST BENGAL
IFSC Code
IDIB000K757
MICR Code
700019086
Branch
KOLKATA HAZRA ROAD
Bank
Indian Bank
District
KOLKATA
State
WEST BENGAL
Contact
+919832479916
Address
37 HAZRA ROAD KOLKATA 700 029 HAZRA ROAD KOLKATA HAZRA ROAD PIN 700029
NEFT transfers to KOLKATA HAZRA ROAD, one of Indian Bank's branches in KOLKATA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches KOLKATA HAZRA ROAD almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to KOLKATA HAZRA ROAD clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to KOLKATA HAZRA ROAD: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting KOLKATA HAZRA ROAD In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Bank's KOLKATA HAZRA ROAD branch in KOLKATA, WEST BENGAL is IDIB000K757. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 700019086. MICR codes are used for cheque clearing, while the IFSC code (IDIB000K757) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: 37 HAZRA ROAD KOLKATA 700 029 HAZRA ROAD KOLKATA HAZRA ROAD PIN 700029. It falls under KOLKATA district, WEST BENGAL.
Yes — the same IFSC code (IDIB000K757) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919832479916.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.