Indian Bank — LUCKNOW K G MEDICAL COLLEGE

LUCKNOW, UTTAR PRADESH

IFSC Code

IDIB000K656

MICR Code

226019263

Branch

LUCKNOW K G MEDICAL COLLEGE

Bank

Indian Bank

District

CHOWK

State

UTTAR PRADESH

Contact

+918238765175

Address

KGMU CAMPUS CHOWK LUCKNOW CHOWK CHOWK PIN 226003

Get Directions to This Branch

Using IFSC IDIB000K656 for money transfers

NEFT (National Electronic Funds Transfer) lets you send money to any account at Indian Bank's LUCKNOW K G MEDICAL COLLEGE branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.

For amounts of ₹2 lakh or more sent to an account at Indian Bank, LUCKNOW K G MEDICAL COLLEGE, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.

IMPS (Immediate Payment Service) is the fastest of the three — funds move to LUCKNOW K G MEDICAL COLLEGE within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to LUCKNOW K G MEDICAL COLLEGE: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting LUCKNOW K G MEDICAL COLLEGE In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at LUCKNOW K G MEDICAL COLLEGE:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code IDIB000K656 when prompted — this routes the transfer to LUCKNOW K G MEDICAL COLLEGE specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Indian Bank LUCKNOW K G MEDICAL COLLEGE branch?

The IFSC code for Indian Bank's LUCKNOW K G MEDICAL COLLEGE branch in LUCKNOW, CHOWK, UTTAR PRADESH is IDIB000K656. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 226019263. MICR codes are used for cheque clearing, while the IFSC code (IDIB000K656) is what's needed for electronic transfers like NEFT and RTGS.

Where is the LUCKNOW K G MEDICAL COLLEGE branch of Indian Bank located?

This branch is located at: KGMU CAMPUS CHOWK LUCKNOW CHOWK CHOWK PIN 226003. It falls under CHOWK district, UTTAR PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (IDIB000K656) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918238765175.

Other Indian Bank branches in CHOWK

CHOWKPURFACULTY OF DENTAL SCIENCELUCKNOW CITY

Indian Bank in other districts of UTTAR PRADESH

LUCKNOW (17)MEERUT (11)GAUTAM BUDDHA NAGAR (9)AGRA (8)BAHRAICH (8)KANPUR (8)MUZAFFARNAGAR (8)CIVIL LINES (7)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.