BAHRAICH, UTTAR PRADESH
IFSC Code
IDIB000B675
MICR Code
226019306
Branch
BURNAPUR
Bank
Indian Bank
District
BURNAPUR
State
UTTAR PRADESH
Contact
+919532444566
Address
VILLAGE PO BURNAPUR BLOCK TEJWAPUR BURNAPUR BURNAPUR PIN 271825
NEFT transfers to BURNAPUR, one of Indian Bank's branches in BURNAPUR, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches BURNAPUR almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to BURNAPUR clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to BURNAPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting BURNAPUR In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Bank's BURNAPUR branch in BAHRAICH, BURNAPUR, UTTAR PRADESH is IDIB000B675. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 226019306. MICR codes are used for cheque clearing, while the IFSC code (IDIB000B675) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: VILLAGE PO BURNAPUR BLOCK TEJWAPUR BURNAPUR BURNAPUR PIN 271825. It falls under BURNAPUR district, UTTAR PRADESH.
Yes — the same IFSC code (IDIB000B675) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919532444566.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.