MUMBAI, MAHARASHTRA
IFSC Code
IDIB000C656
MICR Code
Not available
Branch
CMS HUB MUMBAI
Bank
Indian Bank
District
MUMBAI
State
MAHARASHTRA
Contact
+918169158314
Address
UNITED INDIA BUILDING, SIR PM ROAD, FORT MUMBAI
NEFT transfers to CMS HUB MUMBAI, one of Indian Bank's branches in MUMBAI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches CMS HUB MUMBAI almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to CMS HUB MUMBAI clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to CMS HUB MUMBAI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting CMS HUB MUMBAI In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Bank's CMS HUB MUMBAI branch in MUMBAI, MAHARASHTRA is IDIB000C656. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (IDIB000C656).
This branch is located at: UNITED INDIA BUILDING, SIR PM ROAD, FORT MUMBAI. It falls under MUMBAI district, MAHARASHTRA.
Yes — the same IFSC code (IDIB000C656) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +918169158314.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.