THIRUVANANTHAPURAM, KERALA
IFSC Code
IDIB000V027
MICR Code
695019082
Branch
VITHURA
Bank
Indian Bank
District
THIRUVANANTHAPURAM
State
KERALA
Contact
+914722856249
Address
K S BUILDING KALUNGU JUNCTION VITHURA THIRUVANANTHAPURAM VITHURA PIN 695551
NEFT (National Electronic Funds Transfer) lets you send money to any account at Indian Bank's VITHURA branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.
For amounts of ₹2 lakh or more sent to an account at Indian Bank, VITHURA, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.
IMPS (Immediate Payment Service) is the fastest of the three — funds move to VITHURA within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.
A distinction that matters if you're transferring to VITHURA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting VITHURA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Indian Bank's VITHURA branch in THIRUVANANTHAPURAM, KERALA is IDIB000V027. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 695019082. MICR codes are used for cheque clearing, while the IFSC code (IDIB000V027) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: K S BUILDING KALUNGU JUNCTION VITHURA THIRUVANANTHAPURAM VITHURA PIN 695551. It falls under THIRUVANANTHAPURAM district, KERALA.
Yes — the same IFSC code (IDIB000V027) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +914722856249.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.