IDFC FIRST Bank — KANPUR - KIDWAI NAGAR BRANCH

KANPUR NAGAR, UTTAR PRADESH

IFSC Code

IDFB0021274

MICR Code

208751004

Branch

KANPUR - KIDWAI NAGAR BRANCH

Bank

IDFC FIRST Bank

District

KANPUR

State

UTTAR PRADESH

Contact

Not available

Address

GROUND FLOOR, PREMISES NO.133 O(A)/21, BLOCK-OA, SCHEME SECOND, BLOCK-O, KIDWAI NAGAR, KANPUR, UTTAR PRADESH- 208011

Get Directions to This Branch

Using IFSC IDFB0021274 for money transfers

NEFT (National Electronic Funds Transfer) lets you send money to any account at IDFC FIRST Bank's KANPUR - KIDWAI NAGAR BRANCH branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.

For amounts of ₹2 lakh or more sent to an account at IDFC FIRST Bank, KANPUR - KIDWAI NAGAR BRANCH, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.

IMPS (Immediate Payment Service) is the fastest of the three — funds move to KANPUR - KIDWAI NAGAR BRANCH within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to KANPUR - KIDWAI NAGAR BRANCH: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting KANPUR - KIDWAI NAGAR BRANCH In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at KANPUR - KIDWAI NAGAR BRANCH:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code IDFB0021274 when prompted — this routes the transfer to KANPUR - KIDWAI NAGAR BRANCH specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the IDFC FIRST Bank KANPUR - KIDWAI NAGAR BRANCH branch?

The IFSC code for IDFC FIRST Bank's KANPUR - KIDWAI NAGAR BRANCH branch in KANPUR NAGAR, KANPUR, UTTAR PRADESH is IDFB0021274. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 208751004. MICR codes are used for cheque clearing, while the IFSC code (IDFB0021274) is what's needed for electronic transfers like NEFT and RTGS.

Where is the KANPUR - KIDWAI NAGAR BRANCH branch of IDFC FIRST Bank located?

This branch is located at: GROUND FLOOR, PREMISES NO.133 O(A)/21, BLOCK-OA, SCHEME SECOND, BLOCK-O, KIDWAI NAGAR, KANPUR, UTTAR PRADESH- 208011. It falls under KANPUR district, UTTAR PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (IDFB0021274) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are IDFC FIRST Bank's national customer care line or the nearest branch locator on the bank's official website.

Other IDFC FIRST Bank branches in KANPUR

IDFC FIRST Bank in other districts of UTTAR PRADESH

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.