IDBI — THANE JAMBHALI NAKA

THANE, MAHARASHTRA

IFSC Code

IBKL0000495

MICR Code

400259049

Branch

THANE JAMBHALI NAKA

Bank

IDBI

District

THANE

State

MAHARASHTRA

Contact

+919610425594

Address

VAIDYA BUILDING, VEER SAWARKAR ROAD, JAMBHALI NAKA, CHARAI, THANE, PINCODE - 400601

Get Directions to This Branch

Using IFSC IBKL0000495 for money transfers

NEFT transfers to THANE JAMBHALI NAKA, one of IDBI's branches in THANE, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches THANE JAMBHALI NAKA almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to THANE JAMBHALI NAKA clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to THANE JAMBHALI NAKA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting THANE JAMBHALI NAKA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at THANE JAMBHALI NAKA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code IBKL0000495 when prompted — this routes the transfer to THANE JAMBHALI NAKA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the IDBI THANE JAMBHALI NAKA branch?

The IFSC code for IDBI's THANE JAMBHALI NAKA branch in THANE, MAHARASHTRA is IBKL0000495. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 400259049. MICR codes are used for cheque clearing, while the IFSC code (IBKL0000495) is what's needed for electronic transfers like NEFT and RTGS.

Where is the THANE JAMBHALI NAKA branch of IDBI located?

This branch is located at: VAIDYA BUILDING, VEER SAWARKAR ROAD, JAMBHALI NAKA, CHARAI, THANE, PINCODE - 400601. It falls under THANE district, MAHARASHTRA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (IBKL0000495) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919610425594.

Other IDBI branches in THANE

IDBI in other districts of MAHARASHTRA

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.